How can DEBT affect your “Social Life” -> How does a person get themselves in a CREDIT CARD DEBT situation?

  • TOO MANY CREDIT CARDS WITH AVAILABLE CREDIT
  • EASY LOW PERCENTAGE APR INTEREST RATES TO MAKE IT EASIER TO USE THE CARD
  • TOO MANY REWARDS SO YOU DON’T FEEL BAD ABOUT USING THE CARD
  • BUYING USELESS ITEMS THAT DON’T HELP YOU GROW
  • BUYING ITEMS THAT ARE JUST FOR SHITS AND GIGGLES
  • EASY CREDIT BEING AVAILABLE MAKES A BUYER IMPULSIVE, BUT DOESN’T UNDERSTAND THE CONSEQUENCES OF THE EXPENSES.
  • MAKING IT EASY FOR A PERSON TO “JUST PAY THE MINIMUM BALANCE” DUE WITHOUT ANY ISSUE.
  • CONFUSING THE CREDIT CARD HOLDER WITH ALL KINDS OF INTEREST RATE NUMBERS
  • CHANGING THE CREDIT CARD TERMS ABRUPTLY EVEN THOUGH THEY GAVE A RATE THE CARD HOLDER THOUGHT
  • CREDIT CARD COMPANIES SEND LONG, COMPLICATED, FINE PRINT NOTICES THAT MAKE IT LESS ENTHUSIASTIC FOR THE CARD HOLDER TO READ IT, AND EVEN WHEN THE CARD HOLDER READS IT, THEY DON’T REALLY TAKE IT SERIOUSLY BECAUSE THEY AREN’T USING IT, BUT WHEN TIME COMES THAT THEY NEED TO USE IT, THEY WERE “SOCK IT TO ‘EM” BY THE CREDIT CARD COMPANIES.

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